When looking at cell phone plans, remember that you need to find one that meets your personal needs; the plan should be at the right price irrespective of the type of cell phone on offer. Don't worry though if you are confused by the types of plans available because there are web sites that can give you complete comparisons very quickly; unfortunately, some buyers end up with poor contracts that cost them more money.Of course if you are a heavy user then a monthly cell phone plan may be a better option for you. There are many plans available today, in fact some change by the day so you would be wise to look carefully, especially at those with a monthly agreement.There are different plans for family, national and regional use which should give plenty of scope when making that decision. All of these have their own benefits although there are also disadvantages.One downside to prepaid cellular phones is that they often have watered down functionality compared to those that are paid for monthly. Plans like those designed for small businesses and families have specific advantages if you are in that type of category.The family plans also give a call discount when you call other members of your family that are on the same cellular phone bill. Special rates for family members are sometimes part of the contract and for those who use their phones a great deal, savings can be made. Plus there are also  cellular phone ringtones  available to enhance your phone.Long distance calls are usually included free as part of the package with National cell phone plans. You will also not be charged for roaming with this type of plan and this is of huge benefit to business travelers.However, should you chose a regional plan and whilst National calls may be charged but possibly at a reduced rate. Travelers may not find the prepaid option flexible enough for their work; the more traditional cell phone plane may be more suitable.If you want to stay healthy and sane, allow yourself some free time without the cell phone.